Leadership Team 

The Futurity First leadership team includes experts in management, marketing, product, sales, finance, technology and compliance. Together, they collectively work to ensure that the company's objectives are achieved, and the needs of our advisors are met. We're not successful unless our advisors are successful - and this collaborative synergy is evident in everything we do, every day we do it.

Michael Kalen, CLU, ChFC - President & Chief Executive Officer

Michael Kalen is President and CEO of the Futurity First Financial Corporation. Futurity First is an independent, nationwide insurance distribution organization specializing in retirement income and insurance protection solutions. The businesses include the Futurity First network of 250 retail advisors and Dressander|BHC, one of the largest annuity IMOs in the United States.

He joined Futurity as its CEO in January, 2010 after a 25 year career in the insurance and financial services industry with Hartford Life and Prudential Financial.  Mike was a senior officer with The Hartford Financial Services Group, where he was Executive Vice President of Hartford’s Individual Life group, CEO of Hartford Life Europe and President of HESCO, Hartford’s wholesale broker-dealer.  Under his leadership, these business groups posted growth in sales and market share for six consecutive years, earning recognition for innovation and customer service. 

Prior to joining The Hartford, Mike held various senior positions at Prudential Financial, including the positions of VP, Insurance/Estate Planning at Prudential Securities, CFO at Prudential Preferred Financial Services and Managing Director of Prudential's North Jersey Sales office. 

Mike has a Bachelor's degree from the University of Delaware and a Master's in Business Administration from Columbia University.  He is a CLU and ChFC. He holds series 7, 24, 9 and 10 registrations with FINRA.  Mike serves on the Board of Trustees of American College and the LIFE Foundation and serves on LIMRA, iPipeline and GAMA advisory committees.

Mike Furgiuele - National Sales Director 
Mike has 25 years in the insurance and financial services industry. He has been in product management and sales operations roles for the past 15 years with Travelers Life and Annuity, Integrity Life and several wholesaling companies dedicated to the broker-dealer distribution channel. He has a proven track record specializing in marketing, product management, strategic business planning and sales operations.
  Dennis Pascarella, ChFC - Sales Vice President (East)
Dennis, who serves as the Sales Vice President for Futurity First's eastern region, has over 26 years of experience in the insurance and financial industry, including leadership positions which resulted in successful organizations dedicated to client service and advisor excellence. He previously served as CEO of Financial Legacy Group, a top financial service firm, and has also held positions at AXA and National Life of Vermont. Dennis has extensive expertise in diversified financial products and services including life insurance, annuities, financial planning and pension programs.
  Curtis Carey - Sales Vice President (West)

Curtis has more than 19 years of experience in the insurance industry. Prior to joining Futurity First, Curtis was a regional director at Bankers Life and Casualty Company, where he oversaw a region of branch offices in the Northwest while managing a branch office that averaged 20% annual growth rate during his 10 full years at the helm. He also served as the Field Chairman of the Compliance Committee, and was the field representative on Conseco’s Compliance Committee.

  Emanuel Romero - Compliance Officer

Emanuel brings over 16 years of experience in financial services; with eight of those years focused on compliance and management. Prior to Joining Futurity First as its Chief Compliance Officer, Emanuel was the Director of Compliance and Operations and later Chief Compliance Officer with Northstar Wealth Partners, a registered investment advisor in West Hartford, Connecticut. Emanuel has an MBA and holds the Series 4, 7, 24, 55, 63 and 65 licenses with FINRA. He also maintains his life and health insurance licenses in all 50 states. 

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